Planning an ideal summer season getaway? This is why journey insurance coverage is a should for you
Feminine travellers usually tend to buy plans that present protection for journey cancellation, flight delay and sudden medical help in international land.
Because the summer season vacation season kicks into excessive gear, Indian travellers are packing their luggage with a renewed sense of journey—and in addition care. From lack of baggage to flight delays or medical emergencies, the unpredictability of journey has made complete journey insurance coverage a necessary a part of journey planning.
This summer season, Europe is looking louder than ever—and Indians are answering. Based on new knowledge from insurance coverage market Policybazaar, Indian journey to Schengen nations rose by 18.95 per cent within the first quarter of 2025, in comparison with the identical interval final yr. The surge is led by perennial favourites like Germany, France and Switzerland, with travellers in search of a mixture of tradition, journey and security.
Based on Ajay Shah, Head – Distribution, Care Well being Insurance coverage, together with visas and bookings, there’s a brand new must-pack merchandise that’s incomes consideration – Journey Insurance coverage.
“From flight delays to unexpected medical emergencies, extra Indian travellers are proactively securing themselves with Worldwide Journey Insurance coverage. With world uncertainties, rising healthcare prices and visa formalities tightening, Journey Insurance coverage has gone from being a formality to a necessity,” Shah mentioned.
He additional added, “With journey rebounding post-pandemic and worldwide journeys turning into extra frequent, we’re seeing a marked shift in shopper behaviour. Persons are now not viewing journey insurance coverage as a last-minute add-on however as an integral a part of their journey planning. The fitting coverage not solely secures you towards unexpected medical bills, which could be exorbitant overseas, but in addition provides protection for journey cancellations, baggage loss, flight delays and far more. At present’s travellers are in search of experiences, however additionally they need assurance—and that’s precisely what sturdy journey insurance coverage provides. What we’re seeing is a brand new technology of travellers who’re demanding plans that supply each exhaustive protection and sensible add-ons like visa charge refund, journey exercise cowl and protection for pre-existing ailments.”
Policybazaar knowledge reveals Germany led Schengen-bound journey, accounted for 20 per cent of journeys, adopted by France (17.57 per cent) and Switzerland (10.67 per cent). Many travellers heading to adventure-rich locations just like the Swiss Alps or the Netherlands are actively in search of journey insurance coverage insurance policies that embody snowboarding, mountain climbing and different high-risk exercise protection.
Girls prepared the ground—and search for personalized protection & options
Apparently, journey amongst Indian girls rose by 19 per cent in Q1, surpassing the 13 per cent progress amongst males. Feminine travellers usually tend to buy plans that present protection for journey cancellation, flight delay and sudden medical help in international land. Their desire for small group or solo journey has additionally pushed demand for twenty-four/7 helplines and on-ground help overseas.
