Pop Membership vs. HDFC Millennia Credit score Card: Options & Advantages | Private Finance Information
Bank cards are an ideal monetary instrument for managing spending, incomes rewards, and having fun with varied advantages. The Sure Financial institution Pop Membership Credit score Card and the HDFC Millennia Credit score Card are standard choices in India. Each provide distinctive options tailor-made to totally different spending patterns. However which one is best for you? Let’s evaluate these two playing cards intimately, focussing on their rewards, charges, and advantages that will help you make an knowledgeable alternative.
Sure Financial institution Pop Membership Credit score Card
The Sure Financial institution Pop-Membership Credit score Card is a co-branded card between YES Financial institution and Pop Membership, designed to supply distinctive advantages for internet buyers and people who continuously use UPI for transactions. With zero becoming a member of charges and engaging welcome advantages, this card stands out for its rewards construction and seamless integration with the POP UPI App.
Key Options and Advantages:
Listed here are the important thing options and advantages of the Sure Financial institution Pop Membership Credit score Card:
1. Becoming a member of Advantages: The Sure Financial institution Pop Membership Credit score Card has no becoming a member of payment. Cardholders obtain 500 bonus POPcoins, plus perks like Zomato Gold, PharmEasy Plus, and Rapido trip passes. Vouchers for manufacturers like Cleartrip and Cult Sport are additionally included.
2. Reward Factors Construction: Earn 10 POPcoins per ₹100 for on-line purchases and a couple of POPcoins per ₹100 for offline purchases. Plus, earn 5% further POPcoins on UPI transactions by way of the POP UPI App.
3. Milestone Advantages: Obtain 1,500 POPcoins while you spend ₹1.5 Lakhs yearly, together with further rewards like Cleartrip and Zomato vouchers.
4. Gasoline Surcharge Waiver: Get a 1% gas surcharge waiver on transactions between ₹400 and ₹5,000.
5. Annual Charge: The annual payment is ₹399, waived in case you spend ₹1,50,000 or extra yearly.
6. Further Advantages: Take pleasure in Flex Max on Cleartrip, providing ₹1 value of advantages every quarter. Redeem rewards with as much as 20% off at over 500 manufacturers.
Eligibility Standards:
To use for the Sure Financial institution Pop Membership Credit score Card, it’s good to meet the next standards:
● Age: 21 to 60 years.
● Minimal month-to-month earnings of ₹25,000 or an ITR of ₹5 Lakhs.
● Not out there to current YES Financial institution credit score cardholders.
Who Ought to Select the Sure Financial institution Pop Membership Credit score Card?
This card is right for digital-first people who continuously store on-line and use UPI for funds. The beneficiant rewards construction for on-line and UPI transactions and varied model partnerships make it a superb alternative for tech-savvy customers who need to earn rewards effortlessly.
HDFC Millennia Credit score Card
The HDFC Millennia Credit score Card is tailor-made for younger professionals and people preferring cashback on their purchases, significantly on on-line procuring and eating. It presents complete rewards in varied classes and substantial advantages to go well with fashionable life.
Key Options and Advantages:
Listed here are the important thing options and advantages of the HDFC Millennia Credit score Card:
1. Welcome Advantages: The HDFC Millennia Credit score Card offers a present voucher equal to the becoming a member of payment upon activation, giving immediate worth.
2. Cashback on On-line Purchases: Earn 5% cashback on purchases from platforms like Amazon, Flipkart, Myntra, Swiggy, Zomato, and Uber. 1% cashback is offered on all different purchases, together with pockets transactions and EMIs.
3. Quarterly Rewards: Obtain ₹1,000 reward vouchers every quarter while you spend ₹1,00,000 or extra.
4. Eating Privileges: Take pleasure in as much as 20% off at over 20,000 associate eating places by means of Swiggy Dineout.
5. Gasoline Surcharge Waiver: Get a 1% gas surcharge waiver on transactions from ₹400 to ₹5,000, as much as ₹250 per thirty days.
6. Annual Charge: The annual payment is ₹1,000, which might be waived off with ₹1,00,000 spent through the 12 months.
7. Sensible EMI Facility: Convert massive purchases into straightforward EMIs for electronics, journey, or medical bills.
Eligibility Standards:
To use for the HDFC Millennia Credit score Card, you should meet the next necessities:
● Age: 21 to 40 years.
● Minimal month-to-month earnings of ₹35,000 (for salaried people) or an annual ITR of ₹6 Lakhs (for self-employed people).
Who Ought to Select the HDFC Millennia Credit score Card?
This card is ideal for younger professionals who take pleasure in on-line procuring, eating, and incomes cashback. It’s also excellent for people who continuously use platforms like Amazon, Flipkart, and Swiggy and people who need to earn rewards on on-line and offline transactions.
Pop Membership vs. HDFC Millennia: Key Variations
Let’s look at their key variations that will help you resolve between the Sure Financial institution Pop-Membership Credit score Card and the HDFC Millennia Credit score Card. You will discover the cardboard that most accurately fits your spending habits and preferences by evaluating their options, rewards, and advantages.
|
Function |
Sure Financial institution Pop Membership Credit score Card |
HDFC Millennia Credit score Card |
|
Reward Fee (On-line Purchases) |
10 POPcoins per ₹100 |
5% Cashback |
|
Reward Fee (Different Purchases) |
2 POPcoins per ₹100 |
1% Cashback |
|
Becoming a member of Advantages |
₹5,000 value of vouchers and POPcoins |
Reward voucher value ₹1,000 |
|
Eating Reductions |
Not relevant |
As much as 20% low cost at associate eating places |
|
Gasoline Surcharge Waiver |
1% waiver on gas purchases |
1% waiver on gas purchases |
|
Annual Charge |
₹399 (waived on ₹1,50,000 spends) |
₹1,000 (waived on ₹1,00,000 spends) |
|
UPI Transaction Rewards |
5% further POPcoins |
Not relevant |
Which Card is Proper for You?
The YES BANK Pop Membership Credit score Card is right for individuals who store on-line typically and use UPI, providing nice rewards and unique offers. When you choose cashback on varied purchases, together with procuring and eating, the HDFC Millennia Credit score Card is a greater possibility with its cashback, eating reductions, and quarterly rewards.
Conclusion
The Sure Financial institution Pop Membership Credit score Card is nice for individuals who store on-line and use UPI typically. The HDFC Millennia Credit score Card is ideal for cashback lovers who take pleasure in eating reductions and procuring on-line. Select the cardboard that matches your spending habits and begin incomes rewards right this moment! Each playing cards provide distinctive advantages that may improve your on a regular basis spending.
FAQs
1. Does the HDFC Millennia Card provide lounge entry?
Sure, each the HDFC Financial institution Millennia Debit Card and Credit score Card present lounge entry.
2. Is POP UPI reliable?
Sure, completely! Scanning BHIM UPI QR codes with POP is safe and complies with the Financial institution of Mauritius and NPCI rules.
3. How does the Sensible EMI facility work on the HDFC Millennia Credit score Card?
The Sensible EMI facility converts massive purchases into straightforward month-to-month installments for electronics, journey, medical bills, and extra. Reimbursement might be executed over 6 to 48 months.
Disclaimer-(This text is a part of IndiaDotCom Pvt Lt’s shopper join initiative, a paid publication programme. IDPL claims no editorial involvement and assumes no accountability or legal responsibility for any errors or omissions within the content material of the article.)
